Deborah McLaughlin's Blog
It may be time to buy a new house. In fact, you may have known that it’s time for you to move for a while. The first few months that you literally reached over your spouse or children for your tooth brush, clothes or cooking utensils was upsetting but bearable.
When you’ve done all that you can with your current house
It may have irritated you. But, you didn’t find it so unnerving that you want to flee your house. But, it’s been over a year now and you really are fed up with the layout and maybe even the size of your home. You’ve already turned your basement into another bedroom and your attic is brimming with seasonal products and clothes that you only wear on special occasions.
Need for more space is just one reason to buy a house. Three other major reasons to buy a house are:
- Safer neighborhood – Multiple home invasions and eroding properties are a reason to buy a new house. Wait too late to buy a house under these circumstances and you might take a loss when you sell your current home.
- Construction – Should government agencies move to build a highway directly in the path of your house, you may have no choice except to move. You can fight the construction. But, you may not win the battle. As soon as an announcement goes out that construction will take place directly in the path of your current house, it may be a good idea to start house shopping. It’s also a time to ask the government agency that is doing the construction how much financial support they will give you. Try to see if you can get the cost of a new house covered.
- House care – Health issues, including growing older, can cause the time and energy that it takes to maintain your house become too much. For example, you might suffer a stroke or another health condition that requires you to move to a house that has a wheelchair ramp. You may also move to a new house to be on a bus line. This type of move could keep you in your own home and out of a public assistance facility.
Moving is one of the biggest choices that you may make. That applies whether you move to a new house or into an apartment. Reason being is that by making a move, you invite a lot of newness into your life. You’ll live around different neighbors. Your commute to and from work will change. You may also live closer or further away from your in-laws, if you’re married. That alone can cause a great deal of change.
Yet, even with the changes that moving to a new home brings, there are times when you have to move. If you improve your finances, keep your house free of unused furniture and unnecessary storage items, you could make moving to a new home a lot easier. You could also increase your chances of landing a good mortgage deal.